An associate of mine triggered an emergency, automatic, free of charge, expedited card replacement. All of them are now chip and pin cards requiring t...o-factor authentication. It must be put into a chip based terminal to use it. After entering your pin, it will negotiate encryption with the card to bring up a one-time secondary code you have to enter to verify physical presence. For older terminals and gas pumps, the code will be texted to you to enter. Online is only slightly different. It. “Do you like your job?” Titus asked.“It’s okay,” Charlie answered with a shrug of his shoulders.“Do you make good money?” Titus asked.“Good enough. I don’t have any debts,” Charlie answered. “Well, we have a mortgage on our house, but the payment isn’t too high.”Titus asked, “Do you have any hobbies?”“No.”Titus asked, “I understand that you have a wife and two kids.”“Yes. I’ve been married for twenty years,” Charlie said.“Do the kids get into any trouble?” Titus asked.“No,” Charlie answered.. More

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