What if I couldn't pay it off in 3 years?"The elder Mr. Godfrey smiled and said, "Oh, nothing earthshaking, I'm sure we could work something out, and ...ust think, you would have the whole farm back together. Of course, we would need collateral in order to make the loan. We would want the balance of your land put up as collateral for the deal. That's how we can make the deal with no down payment." No pre-payment penalties? What if I am late or miss a payment?"Godfrey elder laughed and said,. He was sent to a special private school where he and other sissies were outnumbered by girls by one to ten; everyone was dressed in girl’s clothes and the sissies were made to know their place by frequently being spanked and caned before a class of grinning girls. All the teaching staff were female; the sissies were immersed in an ocean of femininity on a daily basis, they were made to parade their femininity each morning before the entire school at assembly; those who had committed some. More

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