Tom thanked them for their doing the homework and then launched into individual stock selection. He covered a successful mutual fund manager’s advic... about looking at cars in the parking lot or people waiting to get into a store suggestions on how to select stocks. He countered that with the efficient market hypothesis and the conflicting opinions on that hypothesis from other respected investors and behavior economists.The benefit of investing in mutual funds or ETF’s which gave. If you miss count I will start again.” Landing one hard spank on each cheek she counts correctly. By the fifth spank she wrongly counts, on purpose! Julie is squirming in her seat as she announces her friend’s error. Jill’s rump is glowing red as I start again. As my hand spanks her rump we both can see her legs part allowing her soaking pussy to make an appearance. With two strikes to go to finish her correction we can clearly see Jill’s knees are at least two feet apart and she’s raised her. More

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