It all started about 1960 or so, when credit cards were invented. Because credit became so easy to obtain people quickly got used to spending more tha... they made. Right now, the average household in the United States is well past $50,000 or more in debt. And, by the way, that does not include home ownership. That's way up from the 50s when the average debt load was less than $4,000 per household which did include home ownership."Son, do you remember once when you asked me what money was?" Sure,. "What time would you like to get started?" Jennifer asked. "Well, I was thinking if you'd like to have breakfast with me, we could start after that," he suggested. "I'd like that," she said smiling. "There's a very nice restaurant here in the hotel that serves a great breakfast. It's a casual atmosphere and the chef is really good." "That sounds just fine. I am looking forward to your showing me around tomorrow," he said. "So am I, Mark. It's going to be fun showing you all the sights here on. More

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