The responses varied from too few stocks to too many stocks, from too much money invested in one individual stock to not enough invested in foreign st...cks. The husbands who had monies coming in from social security or pensions had not included phantom income in doing their investment allocation.Tom thanked them for their doing the homework and then launched into individual stock selection. He covered a successful mutual fund manager’s advice about looking at cars in the parking lot or people. ‘You go take a shower. There should be a spare toothbrush in a top drawer of the sink cabinet and a disposable blade for women, but I’m sure it can handle a man’s beard.’ ‘Thanks,’ said Joe smiling at her and at Maya sitting up on the couch and revealing another of Carol’s cute pajama tops, this one with bunnies, that draped much lower on her like a mid thigh dress. Having showered and changed into his uniform of black t-shirt with the record store logo and black jeans (his choice) and scarfing. More

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